Disability Income Insurance – If you are incapacitated for any reason and are unable to work the only product that can help provide an income for you while you are disabled is a Disability Income Policy. These policies will protect you for up to 66 and 2/3 percent of your actual income. We will shop the market for you to find the best available program to fit your specific needs and income level. Call us for a free quote!
Long Term Care Insurance – In the event that you should be confined to a nursing home or assisted living center and in some cases even if you’re confined to your home the cost of these services can be astronomical. A long term care policy can help offset most if not all of these costs. There are a variety of options available for you to choose from, feel free to call us to discuss your options and get a free quote.
Medicare Supplements – If you are covered by Medicare parts A & B you would still be vulnerable to out of pocket costs that Medicare does not cover. By obtaining a good Medicare Supplement policy you can have all of these costs covered and avoid the out of pocket expenses to yourself. In addition to Medicare supplements there are Medicare advantage plans that replace parts A, B, C and D of Medicare to give you a full protection package at a reasonable cost. Call us for more information.
Identity Theft Shield - You understand identity theft is a problem facing many people. You may even know some of those people, or be a victim yourself. Those who have not experienced it firsthand may not think about identity theft except when it pops back up in the news again. Unfortunately this complacency can lead to an underestimation of the risk. Call us today to find out how we can protect you! More Information on Identity Theft Shield